Author: Olalekan Ojosipe

  • Life lessons from a war game of chess

    Chess is a game of War. And since war is an inherent part of life we can say chess can teach you much about war and life…without rambling too much these are some few Concepts to consider on how chess strategy can be used in daily life and in Warfare.

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  • Psychology of money- Summary and key points

    Key points from chapter one

    *When it comes to investment and financial decisions people tend to tilt towards their unique life experiences, which means that how and when we are raised plays a major role on how we handle our finances and that doesn’t mean that we are crazy rather we are only giving out what was poured into us (there are many relatable examples that came to mind as regards this).
  • Benjamin Franklin quotes

    Benjamin Franklin quotes

    “They who can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety.”
    ― Benjamin Franklin

    “You may delay, but time will not.”
    Benjamin Franklin

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  • The art of defense in making money-9 golden tips to prevent your money from evaporating

    The art of defense in making money-9 golden tips to prevent your money from evaporating

    Making money is an art, those who are good in this art are those who end up with the bounty. It is a balance between attack and defense, many folks focus on attack and all you need to do to make money but few focus on keeping wealth. You can lose your wealth faster than you gained it, in moments… hence you need to be prepared. Let’s look at ways we can keep our wealth from evaporating…

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  • 99 great money quotes you should engrave in your mind

    99 great money quotes you should engrave in your mind

    Quotes are often the words of wise or famous individuals who have achieved success in their fields. These quotes provide insights into the thoughts and experiences of these people, and can inspire us to learn from their examples.
    Many people learn along the path of life valuable lessons that can be compressed into a simple sentence. Therein lies the power of quotes, it looks simple on the surface but a closer look often reveals wisdom to guide,encourage warn,direct or just for some humor.
    Quotes can be a great source of motivation, providing us with encouragement and inspiration to pursue our goals and dreams.
    Quotes are often short and concise, making them easy to remember. This makes them great for sharing with others or for personal reflection.
    Below are some money quotes to keep you thinking.

    1. Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each. –Christopher Rice
    2. I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy. –Warren Buffett
    3. An investment in knowledge pays the best interest. –Benjamin Franklin
    4. If you don’t value your time, neither will others. Stop giving away your time and talents. Value what you know & start charging for it. –Kim Garst
    5. Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time. –Johann Wolfgang von Goethe
    6. Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are.” James W. Frick
    7. If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed. –Edmund Burke
    8. It takes as much energy to wish as it does to plan. –Eleanor Roosevelt
    9. The Stock Market is designed to transfer money from the Active to the Patient. –Warren Buffett
    10. Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do. –Mark Twain
    11. The rich are always complaining. -Zulu
    12. Believe you can and you’re halfway there. –Theodore Roosevelt
    13. Try not to become a man of success. Rather become a man of value.― Albert Einstein
    14. Empty pockets never held anyone back. Only empty heads and empty hearts can do that. –Norman Vincent Peale
    15. Never spend your money before you have it. –Thomas Jefferson
    16. You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you. –Maya Angelou
    17. The wealth which enslaves the owner isn’t wealth. -Yoruba
    18. I keep to myself. I do not look at other people. I am content with myself. I do not look for cheap money. I am not interested in contracts and I do not expose myself to intrigues and politics.
    19. Tell me how you use your spare time, and how you spend your money, and I will tell you where and what you will be in ten years from now.” – Napoleon Hill
    20. In the middle of difficulty lies opportunity― Albert Einstein
    21. “I have nothing against education. But at times, education gives people false confidence. It makes people relax, trusting in the power of their certificates rather than in working hard. Razaq Okoya
    22. One cannot both feast and become rich. -Ashanti
    23. How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case. –Robert G. Allen
    24. By labor comes wealth-Yoruba
    25. The real measure of your wealth is how much you’d be worth if you lost all your money. –Anonymous
    26. As long as you’re going to be thinking anyway, think big. –Donald Trump
    27. Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas. –Paul Samuelson
    28. Wisdom is wealth. – Swahili
    29. When I had money everyone called me brother.” – Polish proverb
    30. The man who does more than he is paid for will soon be paid for more than he does.” – Napoleon Hill
    31. Never spend your money before you have earned it.” – Thomas Jefferson
    32. The hardest thing in the world to understand is the income tax.― Albert Einstein
    33. The most dangerous thing for an enterpreneur to do is to go into a business he does not understand fully- Aliko Dangote
    34. He who loves money must labor. -Mauritania
    35. Make some money but don’t let money make you. – Tanzania
    36. The only place where success comes before work is in the dictionary. –Vidal Sassoon
    37. Money can’t talk, yet it can make lies look true. -South Africa
    38. Develop success from failures. Discouragement and failure are two of the surest stepping stones to success. –Dale Carnegie
    39. If you cannot control your emotions, you cannot control your money.” – Warren Buffett
    40. The single biggest financial mistake I’ve made was not thinking big enough. I encourage you to go for more than a million. There is no shortage of money on this planet, only a shortage of people thinking big enough.” – Grant Cardone
    41. At least once a day, allow yourself the freedom to think and dream for yourself.― Albert Einstein
    42. The best time to invest is during a recession.” – Graham Stephan
    43. The No. 1 reason people fail in life is because they listen to their friends, family, and neighbors.” – Napoleon Hill
    44. The rich invest their money and spend what is left; the poor
      spend their money and invest what is left. Jim Rohn
    45. The way to make money is to buy when blood is running in the streets.– John D. Rockefeller
    46. I make myself rich by making my wants few. – Henry David Thoreau
    47. You could be really stupid, and you put your money on Apple and you got really rich, or bitcoin and, ‘Oh my god, I’m rich. I’m smart.’ And then the bear market shows you how stupid you are. R Kiyosaki
    48. He who will not economize will have to agonize-Confucius
    49. Wealth is created by a combination of many things, but one of them is catching new trends early.” – Tai Lopez
    50. I do not think that there is any other quality so essential to success of any kind as the quality of perseverance. It overcomes almost everything, even nature.”– John D. Rockefeller
    51. We can laugh happily with our children, but not with money.-Japanese Proverb
    52. You become wise when you begin to run out of money. -Ghana
    53. Poverty is slavery. -Somalia
    54. If you want to live a happy life, tie it to a goal, not to people or things.― Albert Einstein
    55. Money represents an exchange of energy between you and the outside world.” ― Sanaya
    56. Money was never a big motivation for me, except as a way to keep score.
      The real excitement is playing the game. Donald Trump
    57. That man is richest whose pleasures are cheapest.” – Henry David Thoreau
    58. If you want to be rich, simply serve more people” – Robert Kiyosaki. …
    59. Money is a reward for solving problems. – Mike Murdock
    60. Money is usually attracted, not pursued. –Jim Rohn
    61. Spend wisely in life. Always ensure that your cost of living is less than your own income. -Invajy
    62. Persist – don’t take no for an answer. If you’re happy to sit at your desk and not take any risk, you’ll be sitting at your desk for the next 20 years.” – David Rubenstein
    63. “Possessions, outward success, publicity, luxury – to me these have always been contemptible. I believe that a simple and unassuming manner of life is best for everyone, best for both the body and the mind.”
      Albert Einstein
    64. Many people earn money at the cost of health and fitness, and at later stage of life spend all that money on health issues.” – Invajy
    65. There’s a way to do it better – find it-Thomas Edison
    66. Most people fail to realize that in life, it’s not how much money you make. It’s how much money you keep.” – Robert Kiyosaki
    67. The ants are a people not strong,
      yet they prepare their meat in the summer-Proverbs

    68. It is wrong to assume that men of immense wealth are always happy.”– John D. Rockefeller
    69. My pride fell with my fortunes. William Shakespeare
    70. Income is like your health: if you ignore it, it will go away.” – Jay Rigler
    71. I would rather earn 1% off a 100 people’s efforts than 100% of my own efforts.”– John D. Rockefeller
    72. Rich people believe “I create my life”. Poor people believe
      “Life happens to me”. T. Harv Eker
    73. The quickest way to double your money is to fold it in half and put it in your back pocket.” — Will Rogers
    74. If you really think that the environment is less important than the economy, try holding your breath while you count your money.” -Guy McPherson
    75. The universe has no restrictions. You place restrictions on the universe with your expectations.” Deeepak Chopra
    76. I will tell you how to become rich. Close the doors. Be fearful when others are greedy. Be greedy when others are fearful.” – Warren Buffet
    77. A penny saved is a penny earned” – Benjamin Franklin
    78. If you don’t find a way to make money while you sleep, you will work until you die.” – Warren Buffett
    79. Money is like a mischievous cat: if you chase it around the neighborhood, it eludes you. It hides up a tree, behind the rose bush, or in the garden. However, if you ignore it and focus on what attracts the cat, it comes to you and sits in your lap.” – M.J. Demarco
    80. If your cornfield is far from your house, the birds will eat your corn. -Congo
    81. Not everything of value in life comes from books- experience the world.-Thomas Edison
    82. Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it insures the possibility of satisfying a new desire when it arises.” – Aristotle
    83. Without continual growth and progress, such words as improvement, achievement, and success have no meaning.” – Benjamin Franklin
    84. Money moves from those who do not manage it to those who do. Dave Ramsey
    85. There is no passion to be found playing small – in settling for a life that is less than the one you are capable of living.” –Nelson Mandela
    86. Money matters make strangers.- Japanese proverb
    87. Everything you can imagine is real.” – Pablo Picasso
    88. If you set your goals ridiculously high and it’s a failure, you will fail above everyone else’s success.” – James Cameron
    89. If you always do what interests you, at least one person is pleased. – Katharine Hepburn
    90. When prosperity comes,do not use all of it-Confucius
    91. A millionaire is made ten bucks at a time.” – Mr. Money Mustache
    92. As I grow older, I pay less attention to what men say. I just watch what they do.– Andrew Carnegie
    93. I’ve realized that most of my best ideas have followed a good night’s sleep.-Thomas Edison
    94. Money isn’t everything…but it ranks right up there with oxygen.” – Rita Davenport
    95. Never go to sleep without a request to your subconscious” ―  Thomas Edison
    96. Simply put: we don’t build services to make money; we make money to build better services. And we think this is a good way to build something. Mark Zuckerberg (Facebook)
    97. Money grows on the tree of persistence. Japanese proverb
    98. When your money makes more than you do, you are officially wealthy.” – Dave Ramsey
    99. A diamond with a flaw is preferable to a common stone with none.-Chinese Proverb
  • The real reasons you should be in business

    The real reasons you should be in business

    The reason you are in business is to make money and profits. Yes, money and more money. This is a given, but going directly after money appears to be counterproductive. A person or business appears to be desperate when the business is all about profits. This ends up turning off customers. What you will like to do is developing a business empire such that if all the moneys you had vanished in one night, you will be able to build it up in no time. This brings us to the real reason we are in business, doing these will bring profits and wealth which cannot be taken away by even the best of thieves.

    If you want to make profits, do these things and the money will flow in naturally;

    Fulfil your clients’ dreams:

    All customers have dreams and aspirations. What they really want! There is something they want that they will give a part of their fortune to obtain. Knowing this and fulfilling it is what clients value. If we fail to consider the ideal picture the client has in mind and cook up ours, we will be out of sync with the value being paid for. This shows up in the buyer feeling he/she is not being understood hence compels him to look elsewhere. Fulfilling our client’s dream is the ultimate which leaves as lasting positive impression and makes them come back for more while spreading your business with the word of mouth.

    To remove our client’s frustration/problems:

    Your customers have a problem you can solve. Help them and let them remember you or your brand helped them solve a problem. You have removed their frustration and they will pay for that. The word of mouth will also spread which brings more trust and costumers to your brand. And you know what this means. A solid customer base will increase your wealth.

    Problems are the basis of making money. When you find a problem and solve it effectively money is bound to follow.

    To distribute value:

    Always seeking to add value a sure way to make profits. You get paid for bringing value to the market place. The value you distribute comes back to you in cash and kind. You are in business to distribute value to as many people as you can. This may be in terms of a product or service. What others get from you defines your business and you earn what you are. Apart from your core services, Some of the things customers value which seem abstract are

    These are based on emotions. People buy for emotional reasons and look for a logic to back it up.

    Respect

    Integrity

    Association

    Value for money

    To obtain total craftsmanship

    Developing your brand into the that ‘perfect’ brand that knows all about the industry is a leading position to achieve. Total commitment to the process of creation such that there is a wow factor to your brand. During this process. If people see you as the total craftsman, chances are they will trust you enough to do business with you.

    Obtaining total craftmanship also has the potential of increasing profits because you become highly efficient by focusing on what works only while striking out actions that waste time and energy. You are a master and can see miles ahead of any one else, this ultimately takes you to the top.

    To build a fantastic team:

    This is the foundation of good fortune. Henry ford said, take away all my possessions and leave me with the very best hands. I will rebuild the company hence his wealth. Carnegie said same.

    There are four stages of team performance

    1. Forming- Where the team is put together
    2. Storming- Where the team is
    3. Norming-
    4. Performing- Where the team is

    Your aim is to get your team into the performing stage

    If you think a team is not for you, think twice. To scale your business and make sufficient money, you need to serve more people and you can’t do this alone. You need a team, see yourself as the middle man and coordinator who gets the buyers and directs the team to get the job done. Be less involved in technical details because you’ll always be behind if you do this.

    Building a fantastic team serves as an insurance against failure.

    To have a beautiful life:

    You need some assurance and confidence to keep you going. What gives you this. A beautiful life. Having a beautiful life is magnetic to more success. It tells in your relationships and communication with your clients. Their sixth sense tells them you are worth the deal, even more. This is due to your calm, assuredness, advise driven, non-grasping nature. If you are in genuine business and not seeking to scam others, having a beautiful life reflects in your thoughts, speech and actions such that people are willing to give you their money. These things are perceived at the sub conscious level without you trying to hard to convince anyone.

    In all these making money is best approached from the answer to the question. The answer is that people need to be served. The more you do these, the more money flows to your direction. The months I made the most money were the months I lost myself totally to the service of others. I never for once looked at my account credits but only kept on serving. At the end of the month, I was surprised I made multiple times what I made earlier thinking about money all the time.

  • Dare to be different

     

    When others get angry easily, chose to stay in control

    When others seek to rip off people, seek to add value

    When others complain, seek to be thankful

    When others blame people for their misfortune, blame yourself

    When others spend impulsively, seek to save at every opportunity

    When others have a sense of entitlement, know that no one owes you anything

    When others always seek to receive, seek to give

    When others seek for approval, make your own decisions

    When others focus on talking, focus on doing

    When others are selfish, be selfless

    When others argue, prove it

    When others chase wealth, seek to attract it

    When others seek to speak, seek to listen

    When other assume, seek to understand

    When others waste precious time, seek to maximise your time

    When others are disrespectful, deliberately seek to be respectful

    When others want to do it all, seek to delegate

    When others stay in busy cities with no time for self, seek solitude in quiet and calm cities

    When others think that people are foolish, know that people are more intelligent than they appear

    When others are surprised at occurrences, be calm knowing that anything is possible

    When others seek to convince with logic, know that people decide based on emotions

    When other have a scarcity mentality, have an abundance mentality

    When others wonder if others love them, first wonder if you love yourself.

    When others sleep, rise early and take charge of your day

    When others are surprised at their lack, doing these you will comfortably be in wealth

     

  • 33 surefire ways to be more productive

     

    Wealth is a game of producing something of value which can be exchanged for money. This can be a physical or virtual product. Before money was invented, humans used trade by barter to exchange value and wealth. This means if you produced more tubers of yam for instance, you could exchange for more liters of palm oil. The more you produced, the wealthier you were as your ability to earn other products increased. The person who produces nothing is automatically made poor as he/she has nothing to exchange. This still applies today, the only difference is that the medium of exchange is more convenient and universally accepted… we call it money.

    In order to produce wealth, your ability to produce (productivity) has to be in top shape. Let’s take a look at the ways through which we can rev up our productivity.

    Backup your life

    Never, ever lose work that you have done!!  Backup your files, backup your life, don’t do the same work twice and don’t lose the resources and money you have made else you keep going in circles. Making sure you keep your earned work and money gives a foundation to build on, else progress can’t be made.
    If you’ve done some work be sure to have it off the internet… some hard drive somewhere that only you can access. You wouldn’t want to lose 6 months of work and start coming back to redo. That is a total waste of time, also you wouldn’t want to make lots of money only to lose it by being busy while trying to make more.

    Keeping what we’ve got  is very critical to ensuring we stay productive and motivated because once you lose what you have earned it takes a toll on your productivity.

    Be aware

    Keep learning, keep growing. The moment we stop learning is when we begin to get stuck in a rot.
    You have to be in touch with what’s happening around you the impact you have on your environment, others and vice versa…without this you are bound to make the wrong decisions which will impact on your productivity.
    Don’t allow things and issues to occupy space on your mind for too long because your mind is the engine room for production where ideas come to life, you don’t want anything tampering with the ability of the mind to produce its full potential. Once your mind is free, good things can come inside. Clogging your mind with unnecessary stuff will ensure that you sit at a table for 8 hours and achieve nothing.
    Always your feet on the ground and be in touch with reality. Some life situations make common sense fly out of our head and ‘boom’ we’re making series of wrong decisions which we wouldn’t have made in our right senses.
    Life is full of ups and downs and if you constantly go into an ecstatic mood in the ups of life you will lose touch with reality. Conversely if you go with the downs of life you will be at a disadvantaged position to achieve anything worthwhile.  What you would want to do is to step out and look at situations from outside to get a clear picture.
    Surely the direction of events will affect you but you should gain some control such that it doesn’t push you to the extreme else your productivity goes out of the window.

    For instance if you suddenly make or lose a large sum of money you will want to control your excitement/anxiety so you don’t make hasty decisions which would make you lose out in the long-run. You still have to keep your calm and follow your own process.

    Also, see things as they are. People are what they are and not what you think they are. Things are what they are and not what you think they are, the better you are at dealing with the true version of people and events the more productive you’ll be.

    Learn to affect others with with words

    This will save you a lot of time… people often misunderstand communication. It’s not just talking and expressing yourself it’s also about emotional intelligence, listening communicating your ideas effectively . Not every issue needs to be acted upon, some are simply solved with wise words. For instance someone demands you give them some of your expertise which will take your time, don’t force it if you can’t afford the time, you may kindly explain and give them someone to help or explain how they can get it done without being more involved.

    What’s the big Picture??

    The big picture is important in all you do. What is the end game you want to achieve…
    What are you aiming at?? Simply knowing your goals helps you to trim out irrelevant stuff and makes you focus only on what’s important.
    If you got the big picture, it’s easy to track your progress, without it you are simply just moving around with your energy being depleted and you achieving nothing at the end of the day.

    Kill off all addictions

    Addictions will steal your time and resources… this is very obvious because addictions control emotions which in turn controls people affected by it. And once you’re controlled by an emotion it’s bound to have ultimate power over you and what you can achieve. Killing of addictions means you can take back the driver’s seat of your life. If you can’t stop the addiction completely you can do it in stages.

    For instance instead of playing an online game you’re addicted to everyday, you can decide to visit the website each time you’re able to increase your net-worth by a particular amount… it takes discipline but it works.

    Write things down

    Thinking on paper enables you to see and remember clearly. Better analysis, better judgement, more productivity. Yes the brain is a thinking machine but it works in conjunction with the eyes. There’s a reason the eyes are linked to the brain…so you can declutter the brain. There is only so much you can hold in your brain at the same time before it leads to confusion.
    Writing things down makes it easier to set your priorities straight and get things done more effectively.
    I could sit all day working but the moment I wrote things  down and crossed them out as I tackle them, I found out I only spent half a day for what would have otherwise taken the whole day.

    One thing at a time .

    Going to two different destinations at the same time gets you nowhere…one thing at a time ensures all your energy is focused on achieving the task more efficiently. If you are focusing on two things at the same time you are bound to be less efficient or make errors and waste more time correcting those.

    Take care of you

    Without your body and soul working in synchronization you would produce nothing. Where there’s no life, health and other things necessary for production, nothing gets done so the most important thing is taking care of yourself. Many people neglect this important factor and put it in the background until it’s late. Being well-rested relaxed and in good health will make you able to produce far more than otherwise.

    Use speech to text typing

    You can decide to write, type or use speech to text typing. Speech to text typing seems to be the most effective of all these three… not without drawbacks but still effective anyway. Saves a lot of time that would have otherwise been spent typing.

    Keep a journal, Document yourself

    Document yourself for lessons learnt.
    Most of the time we have to learn and relearn things over and over again. Sometimes gives us a lesson, we learn and forget then come back to learn the same lesson again after some years. This is surely a waste of time. To avoid repeating same mistakes, you have to keep a journal to record ideas, experiences and lessons learnt this will make you a better and more effective person. Also it’s not enough to just write them down if you don’t read through regularly you’ll forget the lesson.  You have to read it over and over again and renew your mind using your own ideas.
    Sometimes I thought I could never forget something but guess what?? after some years the experience is not as strong in my head and I forget and even end up making the same mistake so I learned I have to keep reminding myself and keep me informed.

    Plan ahead

    If you don’t plan ahead you surely plan to fail. The major thing we should be doing is thinking ahead one day, one week, one month one year and so on ahead. This makes things easier. If you don’t plan you will be attending to things as they occur and surely not prepared this will lead to not achieving anything worthwhile and you’ll be attending to things as they occur. Planning ahead puts you one step ahead of the game.

    Deal with like minds

    Whether you are ordering food, repairing your car, employing people etc., you should deal with like minds. People who think in ways not far from yours, else you’ll be surprised that a gap in thinking can cause a lot of friction and misunderstanding and zap up all your energy. You will argue more! explain more to people who are not on your frequency.
    You will experience smoother deal with people who already know where you’re going before you even ask. If you employ people who don’t share your values you will have a hard time controlling and monitoring them, forcing them to conform to your own ways.  A better way will be to employ people who share same values with you and save time and energy.

    Stay positive and enthusiastic

    You need positive energy to achieve stuff… you need to do all you can to ensure you are mostly in the positive state of mind. If you find it difficult controlling your state of mind, control the things you listen to and situations you put your self into. Using actions and thoughts to control your behaviour is a time tested system.

    You may think something can be done or can’t be done and what you think will eventually drive you to the outcome you choose since thinking is all in the mind. You have control,  why don’t you just choose the better option, believe it and run with it as the only way to predict the future is to create it.

    Don’t reinvent the wheel

    If something has been done a thousand times and works don’t try to create it afresh. You will only end up wasting time and precious resources. The best you can do is to always check for previous solutions and leverage on that.  Trying to reinvent the wheel make you realize solutions exist to many issues you knew nothing about…unless you are inventing something novel.

    Move to a less busy City

    Moving to a less busy city at some point in my career helped me achieve much more then I would have in a busy city. If you commute to work 3 hours everyday at the end of the year you’ve used over 700 hours which could be put into something more productive.
    Being in the a quieter city makes you more relaxed and your brain is capable of easily attracting ideas from the ether.
    Busy cities makes you spend more time on moving around and performing various activities that do not count towards productivity. Busy cities makes you feel like a hard worker but you are only being less productive.

    Mention your price early on/ ask questions

    When taking on a service, mention your price (or at least an idea if you’re not fully sure of the scope of works) upfront and early in a negotiation before going into too long discussions so you don’t end up in a situation where you have been in talks for days or weeks only to realise the user is not willing to pay your price. You also need to ask questions generally and assume less because assumptions isn’t reality. Asking questions will give you some idea or insight before you commit too much time or resources to something.

  • 3 D’s of time management

    3 D’s of time management

     

    Time is everything. It makes the difference between what one person achieves versus another, all other things being equal. Time is the substance that makes wealth possible between when a person is born till old age. Without time, a new born with no inheritance has no chance of making money if he/she is frozen in time. How we use our time is therefore one of the most critical factors for success. Hence this resources needs utmost management to become successful. Take a look at the 3D’s of time management below arranged in the correct order:

    Delete.

    The first things you should consider when taking up a task is:
    Is this worth my time? If task does not improve you in any way, the best thing to do is to
    delete such. Don’t take up tasks out of pity and avoid the phrase “I will” as much as possible as this places too many obligations on you.

    Only important stuff should be left for consideration for the next two stages.

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